skip to Main Content

Foreign National Loan Programs

Foreign National Program

Young woman smiling

Key Features

Borrower must live and work in the country of their Origin.

1-4 Unit Properties. Investor Property Only.

Max LTV/CLTV 70% Purchase / 65% Refinance. Loan Amount up to $2 mil DSCR only, no DTI

Gift Funds – No Seasoning. Wire funds directly to title/ Settlement company from donors account listed on gift letter.

Funds to Close – Two months bank statements. Funds must be sourced and seasoned for 60 days

-Valid Passport or Visa required
-1003 to be completed using borrower foreign Home address and employment
-Must disclose borrower primary residence on REO section of 1003 and all other properties borrower owns in America
-Funds to close must be seasoned 60 days. Funds must be wired to title/settlement company three business days before closing
-Credit reference. One of the following must be provided.
1. An international credit report
2. An original credit reference from borrowers bank in their country of origin confirming borrower has bank accounts and is in good standing
3. Two months bank statements from borrowers bank from their country of origin.

Power of Attorney is Acceptable
See complete Foreign National guidelines in seller guide. Reference 3.10

Borrowers not Eligible if living in the following countries:
Afghanistan, Cuba, Iran, Iraq, Libya, North Korea, Somalia, Sudan, South Sudan, Syria, Venezuela, Yemen.



Lafayette – LA –Mortgage
Youngsville – LA –Mortgage
Lake Charles – LA –Mortgage
New Orleans – LA –Mortgage
Shreveport – LA –Mortgage

Get started today!

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

Back To Top